n Q: Are card holder loans only obtainable for credit score cardholders?
A: Yes, primarily. These loans are specifically designed for these who have already got a bank card issued by the lender.
Q: Can I get a card holder mortgage if I truly have a poor credit score?
A: While having a poor credit score score would not necessarily disqualify you, it could make the approval process challenging. Banks choose clients with good credit score histories.
Q: Is there a limit to how a lot I can borrow?
A: The mortgage quantity is dependent upon various components, together with your credit rating, repayment historical past, and the specific bank’s insurance policies.
Q: Can I prepay my card holder loan?
A: Yes, most banks enable prepayment, but it’s advisable to verify for any prepayment penalties or f
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